We provide Colorado Dental Association members Professional Liability Coverage and a variety of specialty coverages and endorsements. But we’re not your typical insurance company; the coverage was written by dentists for dentists and the personal service is unmatched. Practice with confidence – we’ve got you covered.
Professional Liability
The Trust provides claims-made coverage with a limit of $2M per incident and $6/M per year for all claims and coverage for Colorado Dental Board of Examiners incidents up to $25,000 per incident. Get a Quote on a New Application Today!
Injectable Neurotoxins and Dermal Filler
To apply for this endorsement please complete and return:
Dermal Fillers Supplement Application
Injectable Neurotoxins Supplement Application
Sedation
The Trust offers you an endorsement for Minimal and Moderate Sedation. Deep or General Anesthesia must be performed in the hospital or an approved surgical center.
To apply for this endorsement please complete and return this application.
Dental Surgical Implants
The Trust offers an endorsement for the surgical phase of dental implants. To apply for this endorsement please complete and return this application.
Packages
We can help with your other business insurance needs. Berkley Risk Services of Colorado, the Trust administrator, offers other coverages for dental practices including Business Owners, Workers’ Compensation, Employees Practices Liability, Commercial, Disability, Life, Auto and Property.
Please contact Berkley Risk Services at 303-357-2600 or 877-502-0100 or [email protected] to learn more.
Risk Management
The Trust provides personal assistance to its members by a dentist to help manage and mitigate patient incidents before it escalates into a formal claim or complaint.
Claim Counsel
In addition to providing members direct contact with a dentist trained in handling dental claims, the Trust engages some of the best legal representation in the State of Colorado. If you have a claim, you will find the attorneys engaged to represent your interests are personable, fully knowledgeable of all phases of dentistry and very result-oriented.
Education and Training
The Trust has developed a variety of risk management programs for our members. We will work with you to schedule the needed training presentation for you personally or a larger group. The Trust is also actively engaged in the dental community sharing our knowledge of hot topics involving professional liability at industry events and conventions.
“I’ve been with Dental Trust since completing my residency, and I can wholeheartedly attest to their exceptional professionalism and commitment. Their open communication always makes me feel valued and understood, with my best interests consistently prioritized. Dental Trust has stood by me, providing unparalleled support, and ensuring I’m well taken care of. I’m grateful to be part of the Dental Trust family and highly recommend them to any dental professional seeking trustworthy coverage.”
“I had insurance coverage with the AAO for over 20 years and switched to the Trust seven years ago. The AAO was fine, but I never had anyone to reach out to, when I had questions or concerns about patients. Having a personal connection with my local peers, like Dr. Delapp and Dr Geck at the Trust, has made it easy to discuss those difficult circumstances which we all have. Honestly, I would rather have my insurance contact being in Denver, vs calling a 1-800 number, probably one of the best moves I’ve made to protect my practice.”
“I have been practicing dentistry in the state of Colorado since 2007. It is an absolute privilege to work with The Trust. I am proud to be part of a member owned, non-profit organization where I am represented and supported by my peers. The Trust has given me advice in many aspects of private practice. This organization uses dentists to examine claims, and the best legal teams to guide you. They are professional and understand what the stresses and challenges are of being a dental professional. There are times in our careers where we are working long days or late night and we need advice. The Trust will be there for you 100%. I support The Trust as much as they support me. I would not want to practice without them.”
“Thanks again for having my back! Never in my wildest dreams did I think I would ever end up having to deal with any adverse action from a patient or another provider. When the worst came to fruition, the Trust was there to guide me through the process, reassure me amidst the uncertainty, and ultimately deliver a great outcome. We all work hard for our patients and our livelihoods. The Trust worked hard to protect my efforts and reputation as a provider, and I cannot thank them enough for it."
“It’s so nice to have a support system such as the Trust to help navigate through a situation. I greatly appreciate what you do to support dentists like myself throughout the entire state. Thank you, Thank you!"
"I have been working with the Trust for a total of 5 years. They have made it very easy to reach out for advice and are always protecting the dentist. They are a valuable resource and are consistently professional. The rates are very reasonable but more importantly, the resources and support you are getting by becoming a Member of the Trust is invaluable."
"Here’s my experience with The Dentists Professional Liability Trust as one of its defense attorneys: it exclusively uses seasoned dentists as claim professionals, so they know the dentistry, provide excellent assistance to legal counsel, and understand the emotional toll of having a patient sue, even though you’ve done your best. The Trust provides sound, honest advice to avoid or resolve conflicts; it arranges immediate legal help for insureds if complaints are made to the Colorado Dental Board; and if litigation is unavoidable, it lends thoughtful, steady support. It is a superior insurer."
"I brag to my friends in other states about the tremendous advantage Colorado dentists have with the Trust. I have more confidence knowing that a group of dentists are supporting me and looking out for my best interests and my practice. I'm assured knowing that I can call them anytime, with any question, and I'm able to talk to an actual practicing dentist. I feel like the Trust cares for me and my practice."
“The Trust is one of our state's most unique and beneficial resources for Colorado dentists and dental specialists. It offers exceptional value and excellent representation coupled with a very professional and knowledgeable staff who are always willing to offer advice and resources to ensure optimal risk management for our practices.”
“I have participated in The Trust since their establishment in 1987, and value their competent, professional staff, their reasonable rates, and their sound business practices. They have built a wonderful reputation for serving and protecting Colorado dentists! Their coverage cannot be beat!”
“I would be happy to share with my colleagues that my participation in the Trust over the past 25 years has been a consistent source of security, comfort, predictability and stability for my dental practice. I rest a little easier knowing that the folks at the Trust have engineered a liability safety net that provides excellent protection for my practice and family assets. I cannot imagine practicing without this critical coverage.”