The Trust Was Formed By Dentists for Dentists.
Since 1987, The Trust has been providing professional liability protection designed around the realities of practicing dentistry. Our members aren’t just policy holders; they are part of a community of dentists protecting dentistry.
And when you need us… we’re here!
When you Have an Incident, You Talk to a Dentist.
This is what makes the Trust different.
If you have a patient complain, have an adverse outcome, or a potential claim arises, your first is answered by a dentist with private practice experience.
You have access to people who understand dentistry. Meet Your Board
Our executive director is a private-practicing dentist who more than 30 years of clinical experience. Our board of trustees is made up on dentists who understand challenges, decisions, and the responsibilities of running a dental practice.
They’ve sat in your chair.
They’ve treated patients
They’ve managed practices.
And they’ve faced the same difficult moments that every dentist hopes never to happen.
We know what it’s like because we are dentists, like you!
What happens when something goes wrong, who do you want in your corner?
The Trust engages some of Colorado’s most experience attorneys to help our members navigate board complaints, claims, and lawsuits.
These attorneys understand the importance of protecting your professional license and reputation. And they know how to help guide you through uncertain circumstances.
Our goal is to provide reassurance, experienced guidance, and a clear path forward when you need us the most.
More Coverage Matters: Why we offer a $2 million/$6 million Policy
A very important difference between the Trust and other carriers is our coverage provides a 2/6 policy compared to a more common 1/3 policy offered by many other carriers.
Why does this matter?
A 1/3 policy means: $1 million per claim and $3 mill annual aggregate. This could leave you open to some personal liability if you receive a claim that exceeds these limits.
The Trust Policy is $2million/$6million
Simply Put: With the Trust, you will have twice the per-claim coverage and twice the annual aggregate coverage comparatively. this means greater financial protection for your practice and peace of mind knowing your coverage is designed with the realities of modern dentistry in mind.
Why Dentist Are Choosing the Trust
The Dentists Professional Liability Trust was created by Dentist for Dentists.
Our Executive Director is a practicing dentist with more than 30 years of experience.
Our Board is made up of practicing dentists.
And when you need legal guidance, we engage experienced Colorado attorneys who understands the unique challenges facing dental professionals.
We’ve Got Your Back
New Graduate?
The Trust would like to support you as you begin to build your practice by providing you coverage for the first year with a $0 premium. Contact us for details!
Endorsed By the Colorado Dental Association
Did you know that the Trust was founded as part of a special initiative through the Colorado Dental Association to provide more affordable professional liability coverage to Colorado Dentists. Although today we are two separate entities, we are proud to be endorsed by the Colorado Dental Association. Trust Dentist receive a special discount on premiums if they are active CDA member (membership not required to receive Trust coverage).
“The AAO was fine, but I never had anyone to reach out to when I had a question or concerns about patients… I would rather have my insurance contact being in Denver, vs calling a 1-800 number. ” -Scott Ohmart, D.D.S.
“I’ve been with Dental Trust since completing my residency, and I can wholeheartedly attest to their exceptional professionalism and commitment. Their open communication always makes me feel valued and understood, with my best interests consistently prioritized. Dental Trust has stood by me, providing unparalleled support, and ensuring I’m well taken care of. I’m grateful to be part of the Dental Trust family and highly recommend them to any dental professional seeking trustworthy coverage.”
“I had insurance coverage with the AAO for over 20 years and switched to the Trust seven years ago. The AAO was fine, but I never had anyone to reach out to, when I had questions or concerns about patients. Having a personal connection with my local peers, like Dr. Delapp and Dr Geck at the Trust, has made it easy to discuss those difficult circumstances which we all have. Honestly, I would rather have my insurance contact being in Denver, vs calling a 1-800 number, probably one of the best moves I’ve made to protect my practice.”
“I have been practicing dentistry in the state of Colorado since 2007. It is an absolute privilege to work with The Trust. I am proud to be part of a member owned, non-profit organization where I am represented and supported by my peers. The Trust has given me advice in many aspects of private practice. This organization uses dentists to examine claims, and the best legal teams to guide you. They are professional and understand what the stresses and challenges are of being a dental professional. There are times in our careers where we are working long days or late night and we need advice. The Trust will be there for you 100%. I support The Trust as much as they support me. I would not want to practice without them.”
“It’s so nice to have a support system such as the Trust to help navigate through a situation. I greatly appreciate what you do to support dentists like myself throughout the entire state. Thank you, Thank you!"
"I have been working with the Trust for a total of 5 years. They have made it very easy to reach out for advice and are always protecting the dentist. They are a valuable resource and are consistently professional. The rates are very reasonable but more importantly, the resources and support you are getting by becoming a Member of the Trust is invaluable."
"Here’s my experience with The Dentists Professional Liability Trust as one of its defense attorneys: it exclusively uses seasoned dentists as claim professionals, so they know the dentistry, provide excellent assistance to legal counsel, and understand the emotional toll of having a patient sue, even though you’ve done your best. The Trust provides sound, honest advice to avoid or resolve conflicts; it arranges immediate legal help for insureds if complaints are made to the Colorado Dental Board; and if litigation is unavoidable, it lends thoughtful, steady support. It is a superior insurer."
"I brag to my friends in other states about the tremendous advantage Colorado dentists have with the Trust. I have more confidence knowing that a group of dentists are supporting me and looking out for my best interests and my practice. I'm assured knowing that I can call them anytime, with any question, and I'm able to talk to an actual practicing dentist. I feel like the Trust cares for me and my practice."
“The Trust is one of our state's most unique and beneficial resources for Colorado dentists and dental specialists. It offers exceptional value and excellent representation coupled with a very professional and knowledgeable staff who are always willing to offer advice and resources to ensure optimal risk management for our practices.”
“I have participated in The Trust since their establishment in 1987, and value their competent, professional staff, their reasonable rates, and their sound business practices. They have built a wonderful reputation for serving and protecting Colorado dentists! Their coverage cannot be beat!”
“I would be happy to share with my colleagues that my participation in the Trust over the past 25 years has been a consistent source of security, comfort, predictability and stability for my dental practice. I rest a little easier knowing that the folks at the Trust have engineered a liability safety net that provides excellent protection for my practice and family assets. I cannot imagine practicing without this critical coverage.”