More than Insurance. A Team That Understands Dentistry.
Your professional liability is an important part of your practice. The Trust provides Colorado Dentists Professional Liability Coverage and a variety of specialty coverages and endorsements.
The Trust is a different kind of liability insurance, one that provides our members with coverage and guidance from real private practicing dentists.
WE’VE GOT YOUR BACK
Professional Liability Protection for Colorado Dentists
Our coverage is designed around the realities of practicing today’s dentistry. The Trust is you resource to help protect your practice, license, reputation, and livelihood.
$2 million Per Incident / $6 million Annual Aggregate
The Trust policy provides almost twice the coverage limits of the common 1/3 policy from other carriers.
Colorado Dental Board Coverage: Includes up to $25,000 per incident for eligible Colorado Dental Board complaints (subject to policy terms and conditions).
Get a Quote on a New Application Today!
Injectable Neurotoxins and Dermal Filler (NOW $0 endorsements)
To apply for this endorsement please complete and return: Dermal Fillers Supplement Application Injectable Neurotoxins Supplement Application
Sedation
The Trust offers you an endorsement for Minimal and Moderate Sedation.
Deep or General Anesthesia must be performed in the hospital or an approved surgical center.
To apply for this endorsement please complete and return this application.
Dental Surgical Implants
The Trust offers an endorsement for the surgical phase of dental implants. To apply for this endorsement please complete and return this application.
Additional Business Insurance Resources
We can help with your other business insurance needs. Berkley Risk Services of Colorado, the Trust administrator, offers other coverages for dental practices including:
- Business Owners Policies
- Workers’ Compensation
- Cyber Insurance
- Employees Practices Liability
- Commercial Property
- Disability Insurance
- Life Insurance
- Auto Insurance
- Property Insurance
Please contact Berkley Risk Services at 303-357-2600 or 877-502-0100 or [email protected] to learn more.
Risk Management: Helping Prevent Problems Before They Become Claims
The best claim is often the one that never happens.
The Trust provides risk management resources and personal assistance to its members identify and address potential incidents before they escalate.
We offer educational programs and training to assist our dentists in staying compliant with Colorado Rules and Regulations. We also offer a library of informed consents and note templates our dentists can customize and use for their practices.
KNOWLEGE IS THE MOST IMPORTANT FORM OF PROTECTION.
Experienced Legal Representation When You Need It
The Trust engages experienced Colorado attorneys to represent and guide our members through professional liability matters.
Our legal partners are well versed in Colorado law and regulations for dental professionals.
They are experts in complexities of dental treatment, informed consent, documentation, and professional standards.
“I’ve been with Dental Trust since completing my residency, and I can wholeheartedly attest to their exceptional professionalism and commitment. Their open communication always makes me feel valued and understood, with my best interests consistently prioritized. Dental Trust has stood by me, providing unparalleled support, and ensuring I’m well taken care of. I’m grateful to be part of the Dental Trust family and highly recommend them to any dental professional seeking trustworthy coverage.”
“I had insurance coverage with the AAO for over 20 years and switched to the Trust seven years ago. The AAO was fine, but I never had anyone to reach out to, when I had questions or concerns about patients. Having a personal connection with my local peers, like Dr. Delapp and Dr Geck at the Trust, has made it easy to discuss those difficult circumstances which we all have. Honestly, I would rather have my insurance contact being in Denver, vs calling a 1-800 number, probably one of the best moves I’ve made to protect my practice.”
“I have been practicing dentistry in the state of Colorado since 2007. It is an absolute privilege to work with The Trust. I am proud to be part of a member owned, non-profit organization where I am represented and supported by my peers. The Trust has given me advice in many aspects of private practice. This organization uses dentists to examine claims, and the best legal teams to guide you. They are professional and understand what the stresses and challenges are of being a dental professional. There are times in our careers where we are working long days or late night and we need advice. The Trust will be there for you 100%. I support The Trust as much as they support me. I would not want to practice without them.”
“It’s so nice to have a support system such as the Trust to help navigate through a situation. I greatly appreciate what you do to support dentists like myself throughout the entire state. Thank you, Thank you!"
"I have been working with the Trust for a total of 5 years. They have made it very easy to reach out for advice and are always protecting the dentist. They are a valuable resource and are consistently professional. The rates are very reasonable but more importantly, the resources and support you are getting by becoming a Member of the Trust is invaluable."
"Here’s my experience with The Dentists Professional Liability Trust as one of its defense attorneys: it exclusively uses seasoned dentists as claim professionals, so they know the dentistry, provide excellent assistance to legal counsel, and understand the emotional toll of having a patient sue, even though you’ve done your best. The Trust provides sound, honest advice to avoid or resolve conflicts; it arranges immediate legal help for insureds if complaints are made to the Colorado Dental Board; and if litigation is unavoidable, it lends thoughtful, steady support. It is a superior insurer."
"I brag to my friends in other states about the tremendous advantage Colorado dentists have with the Trust. I have more confidence knowing that a group of dentists are supporting me and looking out for my best interests and my practice. I'm assured knowing that I can call them anytime, with any question, and I'm able to talk to an actual practicing dentist. I feel like the Trust cares for me and my practice."
“The Trust is one of our state's most unique and beneficial resources for Colorado dentists and dental specialists. It offers exceptional value and excellent representation coupled with a very professional and knowledgeable staff who are always willing to offer advice and resources to ensure optimal risk management for our practices.”
“I have participated in The Trust since their establishment in 1987, and value their competent, professional staff, their reasonable rates, and their sound business practices. They have built a wonderful reputation for serving and protecting Colorado dentists! Their coverage cannot be beat!”
“I would be happy to share with my colleagues that my participation in the Trust over the past 25 years has been a consistent source of security, comfort, predictability and stability for my dental practice. I rest a little easier knowing that the folks at the Trust have engineered a liability safety net that provides excellent protection for my practice and family assets. I cannot imagine practicing without this critical coverage.”